Gender Gap Closing as Men’s Longevity Increases

When it comes to retirement planning, many couples will face an unexpected change.  Their needs might be greater than they used to be, thanks to an increase in longevity among American men.

According to Allstate, the gender longevity gap is shrinking.  Between 1989 and 2009, U.S. male life expectancy jumped 4.6 years vs. 2.7 for females.  A man can expect to live to be 76.2.  For women, it’s 81.3.

Population experts recognize several reasons for this.  Fewer men smoke than in past decades, and overall, they’re practicing healthier habits.  Fewer of them are obese when compared to women.

Cardiovascular disease, often unrecognized in American females, ranks as their top cause of death.  Of those who die every year, 1 in every 4 succumbs to heart disease, Womenshealth.gov reports.  While both males and female suffer heart attacks, more women than men die from them. 

Two metropolitan areas showed whopping increases in men’s longevity.  In New York City, male life expectancy jumped 13.6 years.  San Francisco males added 11.7 years to their lives.  Longevity increases translate into potential retirement changes in areas like asset accumulation and insurance coverage.

To get a quote or more information about personal, health or commercial insurance in Northern California, contact Wraith, Scarlett & Randolph in Woodland, California.