Apiculture Insurance for Beekeepers

Apiculture Insurance is a USDA-backed crop insurance program designed for beekeepers to help manage the financial risk associated with inadequate rainfall in areas where their bees are working.

Apiculture Insurance

Manage your weather related risk with a USDA backed crop insurance program designed for beekeepers.

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How does lack of rainfall affect honeybees?

A sketched bee hive box.

Hive Health

Reduced forage availability can affect colony health and productivity.

A sketched truck transporting honey.

Transportation

Changing forage conditions can influence where and when colonies are moved.

A sketched honeycomb stick.

Honey Losses

Reduced forage availability forces bees to travel father which can affect honey production.

How does Apiculture Insurance work?

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1. Identify Your Hive Locations

WSR helps identify where your colonies are working and the applicable USDA insurance grids.

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2. Analyze Rainfall Data

Historical and current rainfall information is used to evaluate precipitation within the applicable grid and selected index periods.

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3. Select Your Coverage

Choose your coverage. If the rainfall index falls below the trigger level, an indemnity may be generated.

Bees

Get coverage built around your operation.

WSR helps beekeepers identify hive locations across the U.S. using the USDA grid system and analyze historical rainfall data for each grid. Depending on the applicable program options, you can select coverage from 70% to 90% of the historical average rainfall for the insured grid. Federal subsidies help reduce the cost of eligible coverage.

Apiculture insurance program subsidy table

See How the Program Works

Real Stories from Our Clients

Trusted by Beekeepers Across the Country

Ready to Insure Your Business?

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WSR’s support of PAm means that we can fund more important honey bee research and plant more forage to support pollinators where they need it the most. Thank you for your support!” – Danielle Downey, Executive Director, Project Apis m.

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