As a part of their active lifestyle in a diverse environment, horses can encounter many hazards that threaten their life and health. We can help you manage these risks with our equine animal mortality coverage and other options, including major medical expense coverage.
Equine Animal Mortality:
Helps provide death coverage on a broad perils basis – including accident, injury, sickness and disease. Coverage for theft is also included.
Equine Animal Mortality – Limited:
Helps provide coverage for death that results from a listed covered cause of loss – including fire, lightning, windstorm, hail, collision or upset while in transit, accidental shooting, drowning, and more. Coverage for theft is also included.
Emergency Colic Surgery Expense:
Helps provide coverage for emergency colic surgery expenses at no additional premium. It is a standard endorsement to the equine animal mortality coverage.
Major Medical Expense:
Helps provide coverage for veterinary medical and surgical expenses incurred for a covered horse as a result of a covered accident, injury, sickness or disease.
Surgical Expense:
Covers up to $5,000 of surgical expenses incurred to save the life of a covered horse when the surgery is required as a direct result of a covered accident, injury, sickness or disease. It is a selectable endorsement to the equine animal mortality coverage and an additional premium does apply. Limit of insurance options are available and an additional premium does apply.Helps provide coverage for a covered horse that becomes unfit for its first use specified in the policy due to a covered accident, injury, sickness or disease. A limited loss of use option covering only accident or injury is also available. Each option is a selectable endorsement to the equine animal mortality coverage and an additional premium does apply.
Accident, Sickness and Disease:
Helps provide coverage for a covered stallion that becomes incapable of stud service due to a covered infertility, impotence, accident, injury, sicknessor disease. It is a selectable endorsement to the equine animal mortality coverage and an additional premium does apply.
Coverage Extension – Newly Purchased Animal:
Helps provide coverage for newly purchased horses. It is a selectable endorsement to the equine animal mortality coverage and the equine animal mortality – limited coverage.
Increased Mare Valuation:
Increases the limit of insurance on a specifically listed mare to include the cost of the stud fee/embryo for a specified pregnancy. It is a selectable endorsement to the equine animal mortality coverage and the equine animal mortality – limited coverage.
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